Commercial Banker
Posted 4 weeks ago
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Upload Your ResumeAbout This Role
This role involves developing and expanding relationships with business owners in the community to help them achieve their financial goals through commercial loans, deposits, and fee income. You will engage with local businesses, participate in networking events, and collaborate with internal partners to deepen client relationships.
Responsibilities
- Contribute to the growth of the bank through commercial loans, deposits, and fee income
- Leverage network to engage with local business owners and companies to develop business lending opportunities
- Represent the bank in the community by attending and participating in civic, community, and networking events
- Engage in an efficient loan approval process with open communication and exposure to local credit partners
- Collaborate with various bank partners to support and deepen the full client relationship
- Develop and maintain an active prospect list, customer outreach plan, and quality referral sources
- Act as the primary contact for borrowing needs, on average, over $2MM
Requirements
- Bachelor's Degree and 6 years of experience in Commercial or business lending, credit or business development OR High School Diploma or GED and 10 years of experience in Commercial or business lending, credit or business development
- Valid driver's license
- Application of a structured sales process
- Providing financial guidance and expertise
- Sales planning and forecasting
- Financial analysis
- Credit underwriting
- Knowledge of business lending, deposit and cash management solutions
- Business development
- Networking and building centers of influence
Qualifications
- Bachelor's Degree in Commercial or business lending, credit or business development OR High School Diploma or GED
- 6 years of experience in Commercial or business lending, credit or business development with a Bachelor's Degree, or 10 years with a High School Diploma/GED
Skills
* Required skills
Benefits
About First Citizens Bank
First Citizens Bank's Enterprise Digital Team is an enterprise-wide organization that enables FCB's business strategy by producing the vision and execution of the bank's engagement of clients and associates across their digital journey, from onboarding to servicing.