Vice President, Portfolio Manager - Innovation/Tech ABL

About This Role

This role is responsible for analyzing, structuring, and underwriting major and complex loans for venture-backed technology companies, ensuring compliance with banking policies. The Portfolio Manager will actively monitor credit risks and coordinate closing processes, working closely with Commercial Bankers.

Responsibilities

• Analyze, structure, underwrite, and coordinate the closing of major and complex loans in compliance with Bank lending policies and procedures
• Work with the Vice President, Commercial Banker to manage loans to ensure credit risks are responsibly monitored and identified
• Assist in attaining established Bank, region, and branch goals through active participation in underwriting and closing desirable credits
• Assure compliance with all Bank policies and procedures, as well as all applicable state and federal banking regulations
• Interface with clients in-person, over the phone and email to assess their credit needs and determine the best structure and items needed for analysis
• Gather and analyze necessary information to present a financing request to senior management or Loan Committee for approval
• Coordinate processing of approved loans; ensure loans are processed according to agreement, customer needs and conform to Bank lending policies
• Obtain sufficient information and/or documentation from customers
• Assist in solving problems relative to processing and servicing of loans within the Relationship Managers portfolio
• Handle various other underwriting, portfolio management and upkeep tasks and responsibilities related to new loan requests and/or the existing Relationship Managers portfolio

Requirements

• 6+ years of related experience in Portfolio Management or similar field
• Bachelor's degree or equivalent experience
• Intermediate to advanced knowledge of general banking operations, including deposit operations, loan administration, treasury management and/or other commercial banking products and services
• Intermediate to advanced knowledge of applicable regulatory and legal compliance obligations, rules and regulations, industry standards and practices
• Intermediate to advanced knowledge of commercial credit and loan structuring, and pricing dynamics
• Credit analyst training completed
• Advanced speaking and writing communication skills

Qualifications

• Bachelor's degree or equivalent experience
• 6+ years of related experience in Portfolio Management or similar field

Nice to Have

• Interest in working with venture-backed technology companies

Benefits