Senior Product Manager, Card Platform

About This Role

This role involves owning the strategy and execution for Affirm’s Money Movement and Ledgers across the full suite of the company’s card products. This person will lead the development of critical systems that power funding, settlement, liquidity management, and reconciliation, enabling Affirm’s card portfolio to scale and grow across new product lines and geographies.

Responsibilities

• Own and drive the product roadmap for card funding flows, settlement orchestration, ledger posting, and reconciliation.
• Design scalable reconciliation and exception-handling systems.
• Evolve Affirm funding and liquidity orchestration models across multiple capital sources.
• Define and launch new card programs from 0→1, including program account structures, funding mechanics, and reconciliation frameworks.
• Lead cross-functional execution across Engineering, Finance, Analytics, Legal/Compliance, and Operations.
• Address unique funding challenges at the intersection of BNPL and card issuing through platform innovation.
• Serve as a card-issuing domain expert and trusted partner.
• Measure and improve platform health, defining success metrics and establishing SLAs, runbooks, and observability.
• Communicate clearly with senior leaders, presenting insights, tradeoffs, and recommendations.

Requirements

• 4+ years of product management experience
• Experience working in the card payments ecosystem
• Hands-on experience with cardflows and how they interact with ledgers, cash accounts, and reconciliation processes
• Strong understanding of the card issuing and acquiring lifecycle, including familiarity with card network message schemas
• Proven ability to influence stakeholders and partner closely with Engineering, Finance, and external partners
• Demonstrated ability to operate in ambiguity, synthesize incomplete inputs, and drive execution
• Comfort working with technical systems (APIs, files, schemas) and translating complex financial flows into precise product requirements

Qualifications

• Bachelor’s degree in a related field or equivalent practical experience
• 4+ years of product management experience, including ownership of complex, cross-functional software platforms.

Skills

* Required skills

Benefits