Software Engineer II, Backend (Credit Decisioning)

About This Role

This role will support the Credit Decisioning team, focusing on building scalable underwriting decisions for Affirm's integrated point-of-sale merchants and wallet platforms. You will develop new underwriting features and products to expand Affirm's product offerings and enable sustainable growth, working closely with cross-functional partners.

Responsibilities

• Break down larger projects into individual tasks, deliver them in multiple phases, and collaborate with others to ensure timely delivery of work
• Support peers and stakeholders in the product development lifecycle by collaborating with product management, design & analytics
• Participate in ideation, articulate technical constraints, and partner on decisions that properly consider risks and trade-offs
• Support the operations and availability of your team’s artifacts by creating and monitoring metrics, escalating when needed, and supporting “keep the lights on” & on-call efforts
• Contribute to a sense of community on your team by engaging in growth and development activities such as participation in the interview process

Requirements

• 1.5+ years of experience as a software engineer
• Experience designing, developing and launching backend systems
• Proficiency in Python or Kotlin
• Familiarity with distributed systems and technologies like AWS, MySQL, and Kubernetes
• Ability to take a simple problem or business scenario into a solution that interacts with multiple software components, and executing on it by writing clear, easily understood, well tested and extensible code
• Comfort navigating a large codebase, debugging others' code, and providing feedback through code reviews
• Strong verbal and written communication skills

Qualifications

• Bachelor’s degree in a related field or equivalent practical experience
• 1.5+ years of experience as a software engineer, with experience designing, developing and launching backend systems

Skills

* Required skills

Benefits