Principal Financial Analyst

About This Role

This Principal Financial Analyst role will lead the financial management, analysis, and reporting of Retail Marketing & Product Strategy (MAPS) and Retail Bank Product (RBP) OPEX, supporting Retail's growth strategy. It involves partnering with business stakeholders, driving adherence to financial goals, and providing direct leadership within the finance team. This position offers a foundation for career progression in FP&A.

Responsibilities

• Analyze and report on MAPS & RBP expenses, including monthly actuals performance versus forecast
• Manage budget risks and opportunities, providing insights and recommendations to business partners and Retail Finance
• Lead and manage the monthly outlook process, including loading updates into XSTREAM
• Execute in-depth, project-based work: Analyze costs and their underlying drivers (e.g., tech/product gearing, BillPay, Cashload, letter automation initiatives)
• Understand and track the financial impact of Retail volume changes on money movement-related expenses (e.g., Zelle, BillPay)
• Develop an intuition for generating true 50/50 expense forecasts based on analysis of hiring/attrition trends, vendor performance, and overall business growth
• Serve as the primary finance partner for MAPS & RBP business teams, acting as the subject matter expert and finance lead for this portfolio
• Work closely with other analysts in the team, providing coaching and guidance to ensure consistent quality and strategic alignment
• Prepare and lead the monthly financial reviews (MFR’s) with business partners (LT and team)
• Tailor written and verbal communication depending on the audience, simplifying financial terms for the business and providing high-level narratives for the finance team (VP+ level communication required)

Requirements

• Bachelor’s Degree or military experience
• At least 4 years of experience in financial analysis

Qualifications

• Bachelor’s Degree
• At least 4 years of experience in financial analysis, 5+ years preferred

Nice to Have

• Master’s Degree in Business Administration (MBA) or Master’s Degree in Finance
• Chartered Financial Analyst (CFA) license or Certified Public Accountant (CPA) license
• 5+ years experience in financial analysis
• 4+ years experience with financial modeling
• Proficiency in Google Suite

Skills

* Required skills

Benefits