Commercial Product Manager

About This Role

This Commercial Product Manager role at Mobilitas involves reinventing commercial insurance for the mobility space. The position focuses on providing technologically advanced solutions for modern business, specifically in emerging mobility and sharing economy markets.

Responsibilities

• Evaluate established and start-up business accounts in rideshare, carshare, subscription auto, autonomous vehicle operations, and other emerging mobility and sharing economy markets
• Determine account pricing based on risk attributes to attract and retain desirable business while meeting profitability targets
• Analyze business financials, operations, inventory management, risk controls, employee training, and other key underwriting information
• Collaborate with Forms, Legal, Finance and Claims teams to identify risk exposures and recommend appropriate insurance solutions
• Contribute to the design and development of innovative insurance products
• Assess underwriting profitability through analysis of loss runs, frequency and severity trends, and driver risk profiles
• Monitor trends in the sharing economy and competitive landscape to develop solutions for emerging exposures
• Build and maintain strong broker and client relationships, pursuing creative, client-focused strategies to drive new business opportunities
• Engage regularly with executives, including negotiating with customers, influencing leaders, and representing the organization in strategic discussions

Requirements

• Bachelors degree or equivalent combination of education and experience
• 5-8 years of commercial auto insurance experience
• 3-5 years of commercial product management or underwriting experience
• Proven expertise in underwriting and product management for medium to large business accounts
• Strong knowledge of commercial lines products, contract terms, and regulations related to the sharing economy, mobility or other related sector
• Experience designing usage-based insurance products
• Comprehensive understanding of the insurance product lifecycle, competitive landscape, pricing strategies, profitability drivers, regulatory requirements, and surplus lines regulations
• Excellent interpersonal and influencing skills
• Ability to thrive in a fast-paced environment with strong problem-solving and multitasking capabilities
• Self-starter with a proactive approach to identifying and addressing opportunities and challenges

Qualifications

• Bachelors degree or equivalent combination of education and experience.
• 3-5 years of commercial product management or underwriting experience; 5-8 years of commercial auto insurance experience

Nice to Have

• Prior experience with additional commercial insurance lines such as general liability, reinsurance, excess liability, cargo, and property
• Expertise with alternative risk structures and risk financing including collateral and credit risk analysis, captive programs, fronting, etc.
• End-to-in large account underwriting and account servicing experience
• CPCU certification or actuarial designation

Benefits