Commercial Banking Development Program - Credit Analyst

About This Role

As a Credit Analyst, you will analyze credit and collateral information, develop credit studies, and manage financial background details for existing and prospective customers within the Commercial Banking Development Program.

Responsibilities

• Spread, manage, and maintain financial background information on present and prospective customers
• Develop credit studies for Loan Officers, Chief Credit Officer, and other Executive Management
• Manage spread assignments, conduct financial analyses, and maintain related records and files
• Prepare a variety of credit department reports
• Support the Credit Administration team in analyzing credit and collateral information to determine risk
• Collect, organize, and analyze company financials to ensure Bank compliance, updating systems accordingly
• Work directly with clients to resolve compliance issues and operational inquiries
• Review client financials and perform sensitivity analysis to evaluate credit risk in connection with Bank structures
• Prepare in-depth reports providing plans of action based on qualitative and quantitative research
• Collaborate cross-functionally with Bank groups to execute treasury management products, foreign exchange instruments, derivatives, and legal documents

Requirements

• Completion of an Accounting course
• Bachelor's degree or equivalent experience
• GPA of 3.0 or higher
• Strong analytical, conceptual, communication, leadership, and organizational skills
• An interest in working in Commercial Banking
• Ability to self-motivate and work productively without supervision
• Entry level speaking and writing communications skills

Qualifications

• Bachelor's degree or equivalent experience required
• Entry level position, an interest in Commercial Banking is required

Benefits