Senior Manager, Financial Crimes Risk Assessment and Control Effectiveness

About This Role

This role is responsible for the first-line ownership of American Express's enterprise financial crimes risk profile, including risk assessment and control effectiveness evaluation, and serves as the primary interface with key stakeholders.

Responsibilities

• Serve as the primary first-line point of contact for financial crimes risk assessment and control effectiveness topics
• Engage with business leaders, 2LOD, and governance forums to articulate inherent and residual financial crimes risks, explain control effectiveness results and implications, discuss emerging threats and risk trends
• Support first-line execution of financial crimes risk assessments (e.g., RCSA/RAU), ensuring consistent risk articulation, classification, and rating, clear differentiation between inherent and residual risk, alignment with regulatory expectations
• Create, where applicable, procedures for assessments of control design and operating effectiveness across key financial crimes controls
• Identify high-risk control weaknesses and gaps, including those spanning multiple businesses or functions
• Provide clear, defensible explanations of control outcomes to stakeholders
• Incorporate regulatory feedback, exam themes, and audit observations into risk and control assessments
• Support regulatory exams and audits through stakeholder engagement and clear risk narratives

Requirements

• 3+ years of experience in financial crimes risk management, operational risk, or control effectiveness
• Bachelor Degree
• Deep expertise in all aspects of the risk management lifecycle, risk assessment methodologies (RCSA/RAU) and control effectiveness evaluation
• Demonstrated experience managing enterprise-wide risk views and cross-business issue coordination
• Strong understanding of AML, sanctions, payments controls, anti-corruption, and internal fraud risks
• Proven ability to synthesize complex risk information into clear executive-level insights
• Strong stakeholder management and influencing skills in a matrixed environment
• Strong understanding of financial crimes regulatory frameworks (e.g., BSA/AML, sanctions, payments controls)
• High judgment, attention to detail, and ability to operate in ambiguity

Qualifications

• Bachelor Degree
• 3+ years of experience in financial crimes risk management, operational risk, or control effectiveness, preferably within a large, complex financial institution

Nice to Have

• MBA Preferred

Skills

* Required skills

Benefits

Certifications