Credit Review Officer III

About This Role

Oversee and conduct complex evaluations of credit risk across various departments, markets, and loan scenarios, ensuring adherence to departmental and professional standards. Lead credit review procedures, prepare accurate reports, and communicate findings to management.

Responsibilities

• Provide project leadership, guidance, and mentoring to team members
• Manage multiple concurrent operational and credit risk reviews or projects
• Serve as the Examiner-in-Charge (EIC) for credit examinations with outstandings exceeding $2B
• Conduct and/or oversee complex, concurrent credit risk reviews across various departments, regions, and processes
• Complete and/or supervise credit risk reviews to identify risks, evaluate internal controls, and assess compliance
• Prepare concise, well-organized working papers reflecting credit review results
• Evaluate work by other team members to ensure sound loan review practices and compliance
• Ensure timely and budget-compliant completion of assigned Credit Review tasks
• Review and/or approve draft reports summarizing credit risk review results
• Lead and/or oversee exit meetings with Regional Presidents and Executive Leadership to present findings and recommend corrective actions

Requirements

• Bachelor's Degree in a related field
• 7-9 years experience in credit review, commercial lending, credit department and/or equivalent combination of education and experience
• Strong verbal and written communication skills
• Ability to work independently and collaboratively
• Analytical thinking, sound decision-making, and effective problem-solving abilities
• Proficiency in Microsoft Office applications

Qualifications

• Bachelor's Degree in a related field
• 7-9 years experience in credit review, commercial lending, credit department and/or equivalent

Nice to Have

• Banking and/or financial services experience

Skills

* Required skills

Benefits