Senior Portfolio Manager - CRE

About This Role

Manage and underwrite commercial real estate credit approvals for new and existing clients, independently analyzing financial information to determine risk. Proactively ensure covenant compliance and participate in client meetings.

Responsibilities

• Underwrite existing portfolio credit approvals for renewals and other credit requests pertaining to existing clients
• Underwrite opportunity memos and full credit approvals for new business clients
• Independently analyze credit and financial information of property and individuals to determine the degree of risk associated with the extension of credit
• Proactively manage covenant compliance testing for existing clients and new clients on an ongoing basis
• Develop a working knowledge of credit/loan policy for credit requests and exceptions
• Perform collateral analysis of current and prospective customers
• Actively participate in existing client and potential new client meetings/site visits with banking team
• Handle various aspects of a customer relationship except negotiations pertaining to pricing and loan structuring
• Maintenance of Annual Review form for multi-year CRE borrowing facilities for existing clients
• Work with external and internal business partners on review of deal related legal documents
• Ongoing monitoring, tracking, and management of the reporting requirement and loan documentation exception process
• Effective communication with Credit and Commercial Real Estate Banking Officers

Requirements

• 5+ years’ commercial real estate/credit experience
• Working knowledge of banking environment, products and all supporting processes and technology
• Strong understanding of general credit and risk principles, and banking policies/procedures
• Proficiency in MS Office: Excel, Word, PowerPoint, and financial forecast models
• Strong analytical and organizational skills
• Strong interpersonal skills with a proven ability establishing client relationships and working within a team environment

Qualifications

• Bachelor’s degree (Business, Finance, Accounting or Economics preferred)
• 5+ years’ commercial real estate/credit experience

Nice to Have

• Formal Bank credit training

Skills

* Required skills

Benefits