Loan Review Senior Consultant

About This Role

This role involves performing credit risk consulting projects for financial services clients, focusing on loan review services, financial analysis, and ensuring compliance with banking policies. The Senior Consultant will work autonomously on certain aspects of projects and provide meaningful recommendations to clients.

Responsibilities

• Provide loan review services and other consulting engagements with clients on credit related matters
• Prepare detailed financial analysis, including cash flow models and collateral evaluations
• Evaluate whether commercial loan requests adhere to bank policies and procedures
• Analyze and conduct systematic loan reviews of business-related credits to ascertain adequacy of credit quality, loan documentation, credit administration, and compliance
• Work on credit projects under a manager, often autonomously on certain aspects
• Support many different types of financial institutions over different geographies
• Lead segments of engagements, including building client relationships and business relationships with key executives
• Write and present clear and concise reports to provide meaningful recommendations to clients

Requirements

• 3+ years’ experience in financial institutions or regulatory supervisory institutions
• Working knowledge of credit processes (loan origination, underwriting, credit policies, portfolio management, ALLL, loan review, remediation)
• Thorough knowledge of federal and state banking laws related to credit risk
• Strong written and verbal communication and comprehension

Qualifications

• Bachelor’s degree in Finance, Accounting, or Economics or equivalent combination of education and experience
• 3+ years’ experience of working in financial institutions or regulatory supervisory institutions

Nice to Have

• Graduate degree or Professional certification (i.e. – RMA CRC)
• Experience in leveraged lending, capital call, subscription loans, venture lending, or Asset-Based Lending (ABL)
• Underwriting, lending, or regulatory experience
• Experience with a variety of loan products and industries
• Working knowledge of SBA SOP
• Prior experience with risk ratings, risk rating methodology, and allowance methodology
• Progressive responsibilities, including supervising and reviewing the work of others
• Project management experience, including self-management of simultaneous work-streams

Benefits