Commercial Banking Officer

About This Role

Generate new business by lending Bank funds profitably and safely, actively cross-selling other Bank products and services to new and existing clients, and developing a business referral network.

Responsibilities

• Generate new loan business by calling on new and current clients to discuss financial needs
• Gather pertinent data, conduct on-site visits, and make loan decisions or presentations to the committee
• Generate approximately $10 million per year in net loan portfolio growth
• Develop a new business referral network by calling on centers of influence
• Cross-sell Bank products and services, including primary lending responsibility
• Make joint sales calls with Group Manager, Department Manager, and/or Senior Partner
• Provide complete information for timely preparation of loans to the Credit Department
• Review all documentation preparation to ensure the Bank’s collateral position is safe
• Monitor each loan portfolio for delinquent loans, credit deterioration, and documentation deficiencies
• Provide financial counseling and World-Class Service Experiences to prospective and existing clients

Requirements

• Bachelor’s degree
• 5+ years of Commercial Lending experience
• Ability to understand financial spreadsheets and common commercial ratios
• Knowledgeable in commercial real estate, commercial and industrial lending, and cash management services
• Proven history of successful business development and portfolio growth
• Ability to understand various financial statements and tax returns to determine borrower’s financial position and cash flow

Qualifications

• Bachelor’s degree required
• 5+ years of Commercial Lending experience

Benefits